Georgia Rosenthal

Georgia Rosenthal

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Profile Information

Georgia Rosenthal is an expert finance editor at PaydayChampion, delivering up-to-date financial information.

  • Full Name: Georgia Rosenthal
  • Position: Editor
  • Companies: PaydayChampion
  • Education:
A woman sitting at a desk with a clipboard calling a lender to get a loan with no income verification

Can I Get A Loan With No Income Verification in 2024?

People need help to make ends meet with the increased cost of living. Wages are not enough to cover bills and other expenses even when employed. Obtaining a loan is difficult for people who don’t have a job or regular income, especially if they need access to traditional forms of…

A woman sitting at a desk in front of a computer explaining the overview, usage and impact combined loan to value ratio

Combined Loan-to-Value Ratio: Overview, Usage And Impact in 2024

The combined loan-to-value (CLTV) ratio is a metric used to measure the risk profile of an individual or institution. The CLTV ratio assesses potential borrowers and their ability to meet repayment obligations and determine if lenders must accept loan applications. The concept of combined loan-to-value ratio has existed since before…

A golden key sitting on top of a computer keyboard and a card from unsecured loan

Unsecured Loans: Definition, How it Works, and Types

Unsecured loans do not require the borrower to put up any collateral to secure the loan. It implies that the lender cannot take any particular collateral from the borrower in the case of default. Lenders instead place faith in the borrower’s ability to repay the loan. Credit score, credit history,…