Raquel Whitman

Raquel Whitman

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Profile Information

Raquel Whitman is a skilled finance editor at PaydayChampion, focusing on personal finance tips.

  • Full Name: Raquel Whitman
  • Position: Editor
  • Companies: PaydayChampion
  • Education:
A person holding a cell phone next to a laptop looking for what is a no credit check loan

What is a No Credit Check Loan & How Does it Work

No-credit-check loans involve lenders who do not check a borrower’s credit score. They avoid hard credit checks and instead perform soft credit pulls. No-check credit loans are a great option for bad credit borrowers or those with no credit history. They are based on the borrower’s earnings and repayment ability.…

Contract cash loans concept, Man signs a loan agreement with a loan officer, is applying for a loan.

Secured Loans: Definition, How it Works, Importance, and Types

A secured loan is one in which the borrower must provide collateral as an asset to receive the loan. A high-value item, such as a home, automobile, or jewelry collection, is often used as collateral to get a loan. Lenders seize assets to recoup losses incurred if a borrower defaults…

A man holding a stack of money in his hands after obtaining a pawn shop loan

Pawn Shop Loans: Definition, How to Get, Benefits and Drawbacks

Pawn shop loans have become increasingly popular in recent years as a source of quick cash. There are several factors to remember before committing to such type of loan despite the convenience and ease of acquiring one. The article provides an overview of pawn shop loans and discusses their pros…