Bad Credit Loans With No Credit Checks
No credit check loans are now accessible nowadays online.
Gone are the days where you have no choice but to wait for long queues at financial institutions near you.
In just a few clicks, anyone can easily access different types of cash loans today. We know the hardship of borrowing money from family, friends, and relatives. There is no need for you to do that.
That is why Payday Champion is here to help clients (like you) with poor credit scores get installment loans with no credit check.
What is an Installment Loan?
An installment loan is a type of loan where a client (you) can borrow a specific amount of money from a lender.
With that being said, the borrower (you) and the lender will establish some terms and conditions. This agreement includes a loan repayment term which comes with a fixed set number of scheduled payments plus its interest rate. Usually, installment loans come in two payments.
What Does an Installment Loan No Credit Check Mean?
An installment loan no credit check refers to a loan that doesn’t require a credit check during the application process. This means checking a client’s documents from credit reporting agencies. Such documents include (but are not limited to) the following below:
- Annual income
- Credit card statements
- Bank account statements
- Credit history
- If you have poor credit scores or not
- How much credit do you currently owe and how you are managing to pay it
- Financial associations (if you have a conjoined bank account, have a mortgage with someone, etc.)
- Debt-to-income ratio
What Does a Credit Check Mean?
A credit check (also known as a credit search) is where a direct payday lender and/or lending companies check a client’s financial capacity to pay on time (or the other way around).
Types of Credit Check
There are two types of credit checks, and here are as follows:
- Soft credit check – Lenders will only check your credit report. A soft credit check is not visible to financial institutions. So this will have no impact on your credit scores and on your future online loan applications.
- Hard credit check – Lenders will perform an in-depth search on your credit report. Each hard credit check will appear in the record of credit reporting agencies. This means financial institutions will see the complete record of your credit card and payday loan applications.
How to Get Installment Loans With No Credit Check?
Applying and getting installment loans without a credit check is made easy with Payday Champion. Here is how to get one today:
1. Complete your Payday Champion Profile
Fill up our application form (located above). Read our terms and conditions carefully before you agree. With no credit check installment loan, our payday lenders and financial institutions connected to us will not check your credit scores and credit history no matter how bad it is.
2. Submit Requirements
Once you complete your Payday Champion profile, we require loan applicants to submit a few requirements. Here are the basic requirements and qualifications that you need to know before proceeding to your loan request application form:
- Valid IDs
- Proof of employment
- Proof of income and compensation documents
- Proof of U.S. citizenship
- Proof of U.S. residency
- Proof of billing statement/s
Given the following pointers above, submitting complete requirements will guarantee you to get the If loan funds the same day. You submit your loan request on or before 5:00 p.m. GMT -6, you may receive the funds the next day business day.
Get fast approval guaranteed!
Here on Payday Champion, we guarantee you that you will get fast approval for your payday loan and other types of installment loans no credit check.
Provided that, our trusted lender will transfer the funds straight to your bank account. The no credit check installment loan payments will come from the same bank account – automatic, hassle-free!
Check Out our Installment Loans No Credit Check Today!
With Payday Champion, we do not care much about your credit scores and credit history. Having said that, you can get a loan no credit check anymore, today.
Aside from installment loans, feel free to browse our short-term loans, personal loans, payday loans, and many more. Please do not hesitate to inquire about our rate and terms and how we can give you financial solutions with a long-term impact today.