PaydayChampion.com (PC) does not a lend money, and is not service provider or representative for any single Lender. PC is a referral service and a generator of marketing leads which are bought by various loan providers. PC does not recommend any particular Lender and is not involved in the process of making loans. PC recommends that our users do their due diligence when approached by any Lender, and in particular to pay attention and seek clarification about the total cost of any loan before signing a contract. Interest rates, fees and conditions must be provided by the Lender to the Borrower before a contract is signed. Interest rates fees and conditions are set by Lenders alone and PC has no influence over these parameters and whilst every effort is made by PC to remain updated with current market conditions, parameters set by Lenders may vary from information found on paydaychampion.com. The time taken to approve and transfer money to a Borrower and issue a loan may fall outside guidelines given by PC and PC gives no warranties nor guarantees regarding interest, fees, conditions nor timing associated with loans, nor does PC take any responsibility for the failure of a Lender to approve a Borrower's application.
There are no obligations resulting from the use of PC 's marketing service until a contract is signed with a Lender. PC will not be a party to such a contract. Potential Borrowers are NOT obliged to sign a contract as a result of receiving offers from Lenders. Signing a contract with a Lender may result in significant costs and the Borrower should not sign any contract if there is any uncertainty about ability to repay the loan or the meaning of any of the terms and conditions in the contract.
Your personal information will be disclosed to Lenders when marketing leads are purchased. You will be contacted by Lenders and you may receive subsequent communications from these Lenders in the future.
Borrowers who find themselves in a cycle of debt should NOT take out a payday loan. Payday loans are suitable only for Borrowers who have short term cash flow difficulties and are not intended for Borrowers who have large debts which are already difficult to manage. Borrowers with unmanageable debt should seek the help of a debt counselor on order to reduce their debt.
Before applying for a payday loan the Borrower should be aware of the cost and be aware of alternative forms of finance, and should be aware of their legal rights and obligations, and local regulations. Borrowers should also familiarize themselves fully with the risks of taking out a payday loan.
If you reside in a state where Payday Loans are not legal, you should not apply for a payday loan.