Applying for a payday loan in California is very easy. All you have to do is get online and apply for the desired loan amount using our secure application process.
During the application process, you will be required to upload the necessary documents which will only take you a few seconds to complete. Once you have submitted the documents, the application will now be forwarded to us for verification purposes.
If all the requirements are met, then your loan will be approved in a matter of minutes. In terms of getting your money, you can choose whether to have it deposited to your bank, your prepaid debit card, or you will also have the option of picking it up from a branch near you.
Our online payday loans California are available up to $255. You can borrow the amount you wish within this range depending on the loan limit that will be set for you. Your loan limit is usually decided depending on various factors and your ability to repay the loan. The following are some of the factors that will determine your loan limit.
It is also important to note that your loan limit is likely to change in case any of the above-discussed details change.
For every $100 borrowed, you will pay approximately $17.65. This means that if you borrow the amount of $100, you will be expected to repay the amount of $117.65. The loan also has an Annual Percentage Rate (APR) of 460.16%.
The Annual Percentage Rate refers to the total cost of your loan expressed as a yearly rate. You should also note that the actual Annual Percentage Rate of the loan could either be higher or lower. It is decided according to the actual amount you will have borrowed and the repayment schedule you have selected.
There are a few requirements that you will have to meet for you to qualify for a payday loan California. The following are some of the things we will need from you to be able to accept the loan application:
PaydayChampion is one of the best lending companies in California. We always strive to ensure that we help as many people as possible when it comes to getting loans to ensure that they take care of any emergencies they might be having.
Our customer service team is always on hand to help you with any concerns or queries you might have. We are always striving to exceed your expectations. Here are some of the reasons why you should choose PaydayChampion for your online payday loans California.
The due date for your loan will be the one set forth in the loan agreement.in case your upcoming payday is within nine days from the date you collected your loan, then you may be able to repay the loan on the following payday. According to California law, the loan term should not exceed thirty-one days.
You can repay the loan online from our repayment page on our website. You can do this before 2:45 PM PT on the loan payment’s due date using your debit card. You also have the option of calling our customer service so that they may help you repay the loan via the phone call. Ensure to call us before 2:45 PM PT on the loan payment’s due date for assistance.
Yes, you also have the option of repaying the loan before the due date in order to avoid any late payment penalties.
If you wish to change the due date for your payday loan, kindly ensure to contact our customer care team so that we may be able to help you with the change.
Depending on your loan agreement, your payment options may vary. Here are some of the payment options you have whenever you want to clear your loan:
In case you are not able to repay your loan in full by the due date, we can come up with a payment plan that will be suitable for you. Therefore, it is advisable to request a payment plan before the loan’s due date so that we may help you in restructuring the payment.