Payday Loans in Idaho

Payday Loans in Idaho | (ID) Online, Get Short Term Cash

Payday Champion might be able to help you if you are looking for fast payday loans in Idaho from an experienced lender. 

Payday Loans in Idaho

Our loans are easy and fast to apply for in Idaho. Our Customer Care team is available seven days a week and can answer any questions regarding your loan process. Online installment loans are also available. After approval, we will transfer the money to your bank account within the same day*.

Maximum Loan Amount

You can borrow between $100 and $500. This is enough money to give you financial protection until your paycheck arrives. After reviewing your application, we will let you know if we approve you and what amount you might be eligible for. Please visit our website for more information.

Annual percentage rate APR

Your Payday Champion Idaho loan will be subject to a maximum annual percentage rate interest (APR) of 300%. The exact amount you pay will depend on the details of your loan agreement. Loan origination fees may also apply.

You should not use these loans for long-term financial goals due to their expensive nature. Payday Champion encourages you to use the loan wisely.

The term of the loan

The loan payments are typically due on your next payday. 

State License

Payday Champion, a state-licensed lender in Idaho, is authorized to issue direct loans. Our loans are subject to all Idaho laws. Call the payday loans in the Idaho Department of Finance for more information about our loans.

Need installment loans with more flexible terms? Apply here!

Urgent loans are available to residents of all cities of Idaho, USA
Boise City
Coeur d'Alene
Garden City
Idaho Falls
Mountain Home
Post Falls
Twin Falls

Online Payday Loans for Idaho: Commonly Asked Questions

What are the requirements to be eligible for a loan?

You must meet the following requirements to be eligible for a loan transaction at Payday Champion Installment loan in Idaho:

  • At least 18 years of age
  • You must be a US citizen or a permanent resident
  • applicants should be Idaho resident 
  • Applicants must have an active bank account
  • A regular source of income is important
  • A valid contact number and active email address are essential

Your payment history does not matter when approving the loans. We do not currently offer credit products that permit us to lend to US Armed Forces members or their dependents.

What are payday loans?

A payday loan is a short-term loan that you must be within 31 days. Failure to do this can lead to rollovers which are very expensive. You can use the loans for short-term financial needs. 

Where can I get short-term loans in my area?

  • Payday loans in Idaho are helpful to pay for an emergency expense. You can submit an online application in minutes. If approved, you could get the money you need within the same day*.

Can I get same-day funding?

Funds may be transferred to your bank account within one business day* if funds are approved.

Can I repay my loan early?

You can pay your Idaho payday Loan early. There is no penalty. You can make an early payment or a larger payment to reduce your principal. Please call us or email us for more information.

Can I apply online for the loan even though I don’t reside in Idaho?

You must be an Idaho resident to be eligible for Idaho payday loans. Payday Champion serves customers from all over the state.

You can find out if there are any other online loans like title loans or cash advances available for residents of another state.


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Editor-In-Chief at Payday Champion

Huxley Forbes is the Managing Editor at PaydayChampion. He is responsible for PaydayChampion's content strategy and assists in the production of loans reviews, student loan guides, as well as other material to answer financial concerns and assist them to save money. Huxley Forbes came to PaydayChampion as an author in the year 2011, when he joined as a writer. In the years since, Forbes has been helping to build PaydayChampion from scratch becoming one of the senior members of the team.

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