Online payday loans in Ohio

Do you currently live in Ohio and are looking for an online payday loan? PaydayChampion is your one-stop choice when you need emergency funding. We will give you instant access to cash when you need it the most. At PaydayChampion, we work with a large number of trusted lenders that offer payday loans for bad credit in Ohio. 

Before, payday lenders in Ohio preyed on unsuspecting consumers by charging high interest. But in the year 2019, a new law was introduced that replaced payday loans to short term loans. Under this new law;

  • Payday loans should not exceed $1000
  • The interest rate and fees should not go over 60% of the borrowed amount. This means that a consumer who borrows $500, for instance, can’t pay over $300 as interest and fees.
  • The interest rate on the loans is capped at 28% per year
  • The loan term should not be more than one year
  • Consumers who borrow a payday loan should not have unpaid debts of over $2500

How payday loans in Ohio work

It is fast and easy to apply for PaydayChampion payday loans in Ohio. The entire process is completed online and can only take a few minutes of your time.

When you apply and meet all the requirements, you get instant loan approval. A representative will get in touch to discuss the loan terms and conditions.

The funds are directly wired to your bank account on the same or next business day, depending on the lender.

 

Why PaydayChampion is the best option for payday loans in Ohio

 

In Ohio, most people apply for payday loans when they have pressing financial issues. Whether you have a medical emergency or urgent car repairs, we are here for you.

PaydayChampion will go the extra mile to ensure that you get fast cash for your urgent needs. For people with bad credit, PaydayChampion also offers payday loans for bad credit in Ohio.

So don’t despair if the bank rejected your loan application due to bad credit. We offer no credit check payday loans for consumers who are cash-strapped. So if you live in Ohio, look no further if you need easy cash for short term financial needs. 

We work with a large network of payday loan lenders within the state. These lenders, who are over 100 to be precise, are willing to offer cash even to consumers with bad credit.

All our lenders follow state laws and regulations concerning payday loans. PaydayChampion is a trusted name in the lending industry. We have been offering payday loans in Ohio for years now. And this is another reason why you should trust us when it comes to short term financing.