Stop waiting around for a lender who may or may not lend to you. PaydayChampion’s direct lenders are waiting to get you funded being funded. Request a payday loan now to attend to your short term financial needs.
Payday loan products are short terms loans that are deposited quickly in your account for emergency needs. The loan fee and amounts depend on the state in which you live in. The repayment term is usually your following payday or the next time you get cash. These loans can be handy when a new financial need arises. It is easy to find a payday loan service online.
You should have an email address, a job paying over $1200 a month, a bank account and to have lived at your current address for at least 3 months. This could vary by state or lender
Borrowers can apply and get approved for online payday loans of between $100 and $1000. It is advisable to borrow only what you need. The loan fees and rates vary depending on your lender and the state you live in.
When you apply for a payday loan product online the direct payday lenders will get your details and then either accept or reject your loan application.
Only the successful lender in your state will review your information. The application process is fast. If you are eligible you will get an instant answer.
The speed depends on the lender’s back office, staff efficiency, and your nominated bank for your payday loan.
It is possible money is deposited the same if you apply by noon. The following business day if applied for after midday. If you apply on a weekend the cash deposit date should be Monday. Borrowers should allow a couple of days for a deposit.
Please note that this is a guideline and is in no way accurate 100%.
The borrowing of any cash requires a soft credit check. This information is looking at basic details like your address, income, and previous defaults.
A bank performs a hard credit check which if executed too often can affect your credit score. Payday advances are advantageous as they may not receive checks on your credit score. If you require a long term financial solution look at our installment loans.
We are an aggregator of cash advances. This means we are a link between you and the direct lenders. We all work together to find you a suitable payday loan product.
You can call customer services by the number on this page. Rates and terms are available by phone.
The interest rates are lower than payday loans. We are a broker for these loans too.
There are no restrictions. You may use the money for anything you like. whether it is to buy a new kitchen appliance or pay do home renovations is all your decision. It is advised though that you should only use the cash in an emergency like a medical expense or car repair. A payday loan is not meant for a night out for general consumption.
This depends on where you like and who is lending you the money. We advise only taking out one loan at a time. If you need a new loan first check with your lender. Secondly, check that you will have sufficient funds to repay at the due date.
PaydayChampion does not ‘rollover’ payday loans. Under California deferred deposit transaction law, PaydayChampion may offer a payday loan provided no other payday loan is outstanding with our company. PaydayChampion’s lenders made under the authority of its CFL license are made pursuant to the California Financing Law. Customers with credit difficulties should seek credit counseling before entering into any loan transaction. If in California the lenders are licensed by the Department of Business Oversight pursuant to the CA.