Last Update: Jan 1, 2014
PaydayChampion.com does not collect or use any personally identifiable information from your computer when you browse the website and/or request pages from our servers. If you don’t voluntarily and knowingly provide us with personally identifiable information, such as email address or your name, we will not know any of your personally identifiable information.
PaydayChampion.com’s servers automatically record non-personally identifiable information when you use our website. For example, when you request a page from our website, our servers log the information provided in the HTTP request header including the IP number, the time and date of the request, the URL of your request, the language used, the browser type and any other information provided in the HTTP header. We collect the HTTP information to help our web site function correctly and provide you the functionality that you see on this website. We also use the information to view how users interact with our website and to better understand how we can improve the content and the functionality of the web site.
You will be asked to voluntarily supply us with personally identifiable information when we need it to complete the requested transaction or provide you with a particular service. The information requested may include, but is not limited to, name, address, telephone number, email address, income level, and gender to process your submission.
When you provide us with contact details for transaction requests, we will use the contact information to keep you updated about future promotions and offers unless you opt-out online or otherwise notify us.
When we need to collect personally identifiable information from you to execute the requested transaction or provide you with a particular service, we will ask you to voluntarily supply us with the information we need. We will ask you for information such as, but not limited to: name, address, telephone number, email address, and demographic information (such as income level and gender) to process your submission.
Personally Identifiable Information: How it is used by Company
Company may disclose a consumer's personally identifiable information in order to effect or carry out any transaction that you have requested of us or as necessary to complete our contractual obligations with you. The personal information collected on this site will be used to operate the site and to provide the services or products or carry out the transactions you have requested or authorized.
We DO NOT share, sell, rent or otherwise disclose your personal information to third parties for any purpose other than the provision of services you have paid for. We prohibit the sale or transfer of personal information to non-affiliated entities for their use. We will only share your personally identifiable information with affiliated companies that are directly controlled by, or under common control of Company.
We may share aggregated information that does not identify you, the consumer, with outside companies. "Aggregated Information" refers to information the Company gathers by aggregating non-personally identifiable information to provide summaries of use of the website. The aggregated information is used to show usage patterns and to do such things as negotiate with vendors of Internet services. Such Information is not linked to the consumer's personal information.
California Online Privacy Protection Act Compliance
Because we value your privacy, we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. We therefore will not distribute your personal information to outside parties without your consent.
Whenever reasonably possible, Company offers you choices when we ask for personal information and provide you the option to 'opt-out' of having your personally identifiable information used for certain purposes.
If you no longer wish to receive our newsletter and promotional communications, you may opt-out of receiving them by following the instructions included in each newsletter or communication or by emailing or calling us.
Such consent may be withdrawn by emailing our customer service department at the following email address:
Securing the Transmission and Storage of Information
The security of your personal information is very important to us. We use industry-accepted standards to protect the personal information submitted to us, both during transmission and after we receive it. We maintain physical safeguards, such as secure areas in buildings; electronic safeguards, such as passwords and encryption; and procedural safeguards, such as customer authentication procedures to prevent ID theft. Company processes personal information on servers in the United States and in other countries. Access to information about you is restricted to authorized employees obtaining the information for business purposes.
Company uses SSL (Secure Sockets Layer) security technology to encrypt information you provide to us through the site when entering sensitive information (such as credit card number and/or social security number) on our registration or order forms. This ensures that your information is encrypted as it travels over the Internet. SSL is an industry-standard protocol for encryption over the Internet.
After information reaches Company, it is stored on a secure server that resides behind firewalls designed to block unauthorized access from outside of Company. You can help to maintain the security of your online transactions by not sharing your personal information or password with anyone. Remember, no method of transmission over the Internet, or method of electronic storage, is 100% secure (Example: any information you provide us by email is not encrypted). Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.
If you have any questions about the security on our Website, please feel free to e-mail us.
Company gathers certain information automatically and store it in log files. This information includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and click stream data.
We use this information, which does not identify individual users, to analyze trends, to administer the site, to track users' movements around the site and to gather demographic information about our user base as a whole. We do not link this automatically-collected data to personally identifiable information.
Outbound Links to other websites
While we endeavor to link only to sites that share our standards and respect for your privacy, we are not responsible for the privacy practices of such other sites. We encourage you to be aware when you leave our site and to read the applicable privacy policies and terms of conditions of each and every Website that collects personally identifiable information.
Access to Personally Identifiable Information
We will make good faith efforts to provide you access to your personal information upon request. If your personally identifiable information changes, or if you no longer desire our product or service, you may correct, update, delete or deactivate same by emailing our Customer Support by contacting us by telephone or postal mail at the contact information listed below.
How do you respond to Web browser "do not track" signals or other mechanisms that provide customers the ability to exercise choice regarding the collection of personally identifiable information about an individual consumer's online activities over time and across third-party websites or online services?
We do not monitor "do not track" signals or similar mechanisms.
May other parties collect personally identifiable information about an individual consumer's online activities over time and across different websites when they visit this site?
Consistent with the Federal Children's Online Privacy Protection Act of 1998 (COPPA), we will never knowingly request personally identifiable information from anyone under the age of 13 without requesting parental consent.
We reserve the right to disclose your personally identifiable information, as required, to comply with the law, applicable regulations, governmental and quasi-governmental requests, judicial proceedings, court orders or subpoenas, to enforce our Legal Notices or other agreements, or to protect our rights, property or safety or the rights, or to protect the property or safety of our users or others (e.g., to a consumer reporting agency for fraud protection etc.), and to ensure the security of our network and services.