Online Installment Loans|  $100 to $5000+ | Monthly Payments |

PaydayChampion has online installment loans in most states in the USA. Apply Online in less than 5 minutes. Bad credit welcome. No hard credit checks.

Our online installments loan are for larger sums than payday loans online and are repaid with several installments over a long term. Installment loans are great when you know you need a loan for longer.

Cash deposited as soon as today if you apply early

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Please fill in all the sections with the correct information so that your online installment loan application has a better chance of being accepted

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Installment Loans For Bad Credit

Online Installments Loans – Apply Now

An installment loan is, perhaps, one of the most routine types of loans in the world. As the word “installment” implies, an installment loan is repaid back over a series of payments or installments. The number of installments depends upon the duration of the loan.

Call our customer service if you prefer to apply by phone on (800) 456-3496


Online Installment Loans

Can I get an installment loan with bad credit?

Bad credit is not the sole factor that can rule you out from being eligible for an online installment loan. You can request personal installment loans for bad credit online.

It can turn out to be a fast alternative source of cash with an instant decision on your loan request.

Being online, the loan request procedure is very easy and convenient. Even if you have a bad credit history, you can still get approval for an installment loan, provided that you meet the minimum requirements and have all the information in order.

Installment loans are repaid back over a series of payments rather than a one-shot repayment, as is the case with a payday loan. The loan term can be six months or more.

installment loans for bad credit online.

How is Paydaychampion different from traditional lenders?

When you request an online installment loans with Paydaychampion, you can expect the entire application process to be fast and convenient.

We do not make you wait as traditional lenders do. In fact, working with Paydaychampion means that you have the benefit of getting connected with a network of lenders. We connect you to the lender that offers you the best loan.

What exactly is an installment loan?

An installment loan is a loan that can be repaid back via a series of regular repayments or installments. The amount of each installment depends upon the interest rate and the tenure of the loan.

Installment loans can normally also be repaid back early without a pre-payment penalty. You can use for anything like medical bills, repay credit cards or any other common type of installment loan or personal loan.

How much cash can I get via an installment loan?

You can get up to $1000 when you request an online installment loan from Paydaychampion.

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At what locations does Paydaychampion offer installment loans?

Paydaychampion offers installment loans across all states where it is authorized to do business. Paydaychampion works with its network of lenders and offers installment loans to eligible borrowers. There are some states where Paydaychampion does not offer loans.

How long do the loan request and approval process take?

The request form can be filled out online within minutes. Once we receive your information, we give an instant decision on your eligibility.

If you are approved, then we send you the terms and conditions of the loan. Upon acceptance of the loan offer, the loan amount gets disbursed and can reach you within one business day if all the information from your end is in order.


Installment Loans For Bad Credit

Is a credit check conducted when requesting for an installment loan?

The credit checking process varies from lender to lender. Paydaychampion works with lenders who do not conduct a hard credit check (they run a soft check).

A hard check is one that involves pulling up credit reports from major credit bureaus. So, if you are worried about your low credit rating going even lower, a soft check is something that will be suitable for your situation.

Installment Loans No Credit Check

How do I begin the process to request an installment loan?

Go to our website at and head over to the loan request page (insert link). Fill out the short form. It will only take a few minutes and you can do it 24X7.
Once you submit the request form with complete and accurate information, you will receive an instant decision on your eligibility.

What are the actions taken by the lender on a loan default?

If there is a loan default, then the account is usually handed to a debt collection agency. An installment loan default can cause major damage to your credit rating. The lender can also take the defaulting borrower to court.

The court may order wage garnishment of the borrower. Recovering from a loan default can take a while.

Bad Credit Installment Loans

Are installment loans bad for my credit score?

Not necessarily. In fact, if you repay your installments on time, then an installment loan can boost your credit. However, defaulting on an installment loan can have a reverse effect. If you are a responsible borrower, then installment loans are not bad for your credit score.

Some important things to note

Any debt-related service or product has major financial implications for the borrower. There are a few points that you must understand before you request for an online loan. In fact, you should know these things no matter where you seek a loan (online or offline).


APR stands for annual percentage rate. It represents the interest that a borrower pays on the loan. This interest is expressed on an annualized basis. Installment loans do not use the term APR because they are rarely 1 year or longer in duration.
Most times, installment loans last for a few weeks to a few months.

But, if you were to normalize the interest rates on shorter-duration loans to annualized figures, then you may notice that the APRs are considerably higher. The principal or the loan disbursal amount also affects the APR. A higher principal and longer-term generally results in a lower APR.


Lenders tend to charge a flat fee towards any installment loans that are approved and disbursed. Many lenders generally charge a fee for every $100 of funds that are borrowed. Amounts over $500 tend to have a lower fee.

Ultimately, the amount of fee charged varies from lender to lender. Paydaychampion works with a network of lenders to provide you with solutions like a payday loan or an installment loan.

Credit Checks:

Borrowers are worried about their credit scores or credit rating especially if they have bad credit. Paydaychampion works with a wide variety of lenders.

Some of those lenders may require credit checking from one of the major three credit bureaus. These bureaus are Equifax, Transunion, and Experian.

Some other lenders may not pull up your credit report from a major credit bureau. Rather, they would focus on other information such as your employment details, your income levels, your borrowing history, etc. They will try and evaluate your ability to repay the loan through these details.

Some lenders conduct a hard credit checking (pulling reports from bureaus), while others conduct a soft credit check. A hard check can potentially pull down your credit scores. But, lenders have to conduct some form of credit check to evaluate your profile.

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