Payday Champion

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Privacy Policy- PaydayChampion.com

Last Update: Jan 1, 2014

PaydayChampion.com (hereinafter “Company”) takes your privacy very seriously and recognizes the importance of privacy to its visitors. We are committed to providing a high quality service to all our customers and visitors to this Web Site, including respecting your potential privacy concerns. This Privacy Policy discloses the steps that we take to protect your information, including informing you how we collect personal information, the types of personal information we collect, and how we use the personal information that we collect, both for current and former consumers. By using this site, you are explicitly agreeing to the terms of the Privacy Policy in effect at the time of your use. We abide the following privacy policy.

Browsing PaydayChampion.com

PaydayChampion.com does not collect or use any personally identifiable information from your computer when you browse the website and/or request pages from our servers. If you don’t voluntarily and knowingly provide us with personally identifiable information, such as email address or your name, we will not know any of your personally identifiable information.

PaydayChampion.com’s servers automatically record non-personally identifiable information when you use our website. For example, when you request a page from our website, our servers log the information provided in the HTTP request header including the IP number, the time and date of the request, the URL of your request, the language used, the browser type and any other information provided in the HTTP header. We collect the HTTP information to help our web site function correctly and provide you the functionality that you see on this website. We also use the information to view how users interact with our website and to better understand how we can improve the content and the functionality of the web site.

Information Collected

You will be asked to voluntarily supply us with personally identifiable information when we need it to complete the requested transaction or provide you with a particular service. The information requested may include, but is not limited to, name, address, telephone number, email address, income level, and gender to process your submission.

When you provide us with contact details for transaction requests, we will use the contact information to keep you updated about future promotions and offers unless you opt-out online or otherwise notify us.

When we need to collect personally identifiable information from you to execute the requested transaction or provide you with a particular service, we will ask you to voluntarily supply us with the information we need. We will ask you for information such as, but not limited to: name, address, telephone number, email address, and demographic information (such as income level and gender) to process your submission.

Personally Identifiable Information: How it is used by Company

Company may disclose a consumer’s personally identifiable information in order to effect or carry out any transaction that you have requested of us or as necessary to complete our contractual obligations with you. The personal information collected on this site will be used to operate the site and to provide the services or products or carry out the transactions you have requested or authorized.

We DO NOT share, sell, rent or otherwise disclose your personal information to third parties for any purpose other than the provision of services you have paid for. We prohibit the sale or transfer of personal information to non-affiliated entities for their use. We will only share your personally identifiable information with affiliated companies that are directly controlled by, or under common control of Company.

We may share aggregated information that does not identify you, the consumer, with outside companies. “Aggregated Information” refers to information the Company gathers by aggregating non-personally identifiable information to provide summaries of use of the website. The aggregated information is used to show usage patterns and to do such things as negotiate with vendors of Internet services. Such Information is not linked to the consumer’s personal information.

California Online Privacy Protection Act Compliance

Because we value your privacy, we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. We therefore will not distribute your personal information to outside parties without your consent.

Opt-Out Rights

Whenever reasonably possible, Company offers you choices when we ask for personal information and provide you the option to ‘opt-out’ of having your personally identifiable information used for certain purposes.

You may decline to provide personal information to us and/or refuse cookies in your browser, although some of our features or services may not function properly as a result.

If you no longer wish to receive our newsletter and promotional communications, you may opt-out of receiving them by following the instructions included in each newsletter or communication or by emailing or calling us.

By providing information to Company you are consenting to the collection, use and disclosure of such personal information in the manner described in this privacy policy. We provide you the opportunity to withdraw your consent when such information is collected or at any later time by following the procedure described in this Choice/Opt-Out provision.

Such consent may be withdrawn by emailing our customer service department at the following email address:

E-mail: webmaster@paydaychampion.com

Securing the Transmission and Storage of Information

The security of your personal information is very important to us. We use industry-accepted standards to protect the personal information submitted to us, both during transmission and after we receive it. We maintain physical safeguards, such as secure areas in buildings; electronic safeguards, such as passwords and encryption; and procedural safeguards, such as customer authentication procedures to prevent ID theft. Company processes personal information on servers in the United States and in other countries. Access to information about you is restricted to authorized employees obtaining the information for business purposes.

Company uses SSL (Secure Sockets Layer) security technology to encrypt information you provide to us through the site when entering sensitive information (such as credit card number and/or social security number) on our registration or order forms. This ensures that your information is encrypted as it travels over the Internet. SSL is an industry-standard protocol for encryption over the Internet.

After information reaches Company, it is stored on a secure server that resides behind firewalls designed to block unauthorized access from outside of Company. You can help to maintain the security of your online transactions by not sharing your personal information or password with anyone. Remember, no method of transmission over the Internet, or method of electronic storage, is 100% secure (Example: any information you provide us by email is not encrypted). Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

If you have any questions about the security on our Website, please feel free to e-mail us.

Log Files

Company gathers certain information automatically and store it in log files. This information includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and click stream data.

We use this information, which does not identify individual users, to analyze trends, to administer the site, to track users’ movements around the site and to gather demographic information about our user base as a whole. We do not link this automatically-collected data to personally identifiable information.

Cookies

Company uses cookies and other technologies on this site to enhance your online experience and to learn about how you use our services in order to improve the quality of the services we offer. A cookie is a small text file that is stored on a user’s computer for record-keeping purposes. We use session ID cookies. We use session cookies to make it easier for you to navigate our site. A session ID cookie expires when you close you browser. Persistent cookies also enable us to track and target the interests of our users to enhance the experience on our site.

If you reject cookies, you may still use our site, but your ability to use some areas of our site may be limited. Some of our business partners (e.g., advertisers) use cookies on our site. We have no access to or control over these cookies. This Privacy Policy covers the use of our cookies only and does not cover the use of cookies by any advertisers.

Outbound Links to other websites

This Website contains links to other sites such as our affiliates as well as third parties that are not owned or controlled by us. Please be aware that this privacy policy only addresses Company’s use and disclosure of your information collected on this site.

While we endeavor to link only to sites that share our standards and respect for your privacy, we are not responsible for the privacy practices of such other sites. We encourage you to be aware when you leave our site and to read the applicable privacy policies and terms of conditions of each and every Website that collects personally identifiable information.

This Privacy Policy applies only to information collected by this Website.

Access to Personally Identifiable Information

We will make good faith efforts to provide you access to your personal information upon request. If your personally identifiable information changes, or if you no longer desire our product or service, you may correct, update, delete or deactivate same by emailing our Customer Support by contacting us by telephone or postal mail at the contact information listed below.

How do you respond to Web browser “do not track” signals or other mechanisms that provide customers the ability to exercise choice regarding the collection of personally identifiable information about an individual consumer’s online activities over time and across third-party websites or online services?

We do not monitor “do not track” signals or similar mechanisms.

May other parties collect personally identifiable information about an individual consumer’s online activities over time and across different websites when they visit this site?

No

Children

Consistent with the Federal Children’s Online Privacy Protection Act of 1998 (COPPA), we will never knowingly request personally identifiable information from anyone under the age of 13 without requesting parental consent.

Legal Disclaimer

We reserve the right to disclose your personally identifiable information, as required, to comply with the law, applicable regulations, governmental and quasi-governmental requests, judicial proceedings, court orders or subpoenas, to enforce our Legal Notices or other agreements, or to protect our rights, property or safety or the rights, or to protect the property or safety of our users or others (e.g., to a consumer reporting agency for fraud protection etc.), and to ensure the security of our network and services.

Privacy Policy Changes

We reserve the right to modify this Privacy Policy at any time. We will not jeopardize your privacy. The provisions contained in this Privacy Policy supersede all previous notices or policies regarding our privacy practices with respect to this site. Any and all changes will be made here, to this Privacy Policy.

We encourage you to check our site frequently to see the current Privacy Policy to be informed of how we are committed to protecting your information and providing you with improved content on our website in order to enhance your online experience. Upon any material changes to the Privacy Policy, we will post those changes to this Privacy Policy, the homepage, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.

Contact Us

If you have any questions, comments, complaints or suggestions regarding our privacy policy or our website, please contact us at:

E-mail: webmaster@paydaychampion.com

PLEASE PRINT AND RETAIN A COPY OF THIS PRIVACY POLICY AGREEMENT FOR YOUR RECORDS.