Welcome to PaydayChampion.com (hereinafter the “Company”)
The Company will do their best to protect Your personal data and information. However, the Company cannot be held responsible for any marketing communications you receive from non-affiliated third party lenders or loan connecting service providers. After we submit Your application, the Company has no control over how these parties use Your data and information.
If you give your information to the Company, you are agreeing that the Company may contact You and any third-party affiliates. This applies regardless of whether you are on the “Do-Not Call” Registry. If You feel that any party is abusing Your information or data, please contact us to discuss this further.
The Company’s Service may collect certain types information from You, such as “personally identifiable” and “non-personally identified information”.
Personally Identifiable Information
When you provide information to the Company, this information could be used to identify a person. This information is given when you use our services. For example, when You complete a stage of our submission form.
The Company may collect a variety of personal information about you.
- Your name
- Your birth date
- Contact information (e.g. Your contact information (e.g., telephone numbers, email addresses and home addresses)
- Your driver’s licence
- Your Social Security Number
- Your citizenship
- Information about your employment
- Your financial details.
This information is collected by the Company in order to provide services to You and customer support. The Company also uses this information to gather enough information to allow our lenders to review your application and determine whether it is suitable for borrowing.
The Company may review your financial and social security numbers.
To verify your identity and prevent fraudulent transactions, financial information and social security numbers may be reviewed.
The Company can also use the personally identifiable information to contact you about products and services that may interest You, whether they are offered by the Company or its marketing partners. The Company will get in touch with you for this purpose through mobile devices, email, postal mail or telephone – including automatic telephone dialling system, telemarketing calls and pre-recorded/artificial voice message.
Site visitors are not required to provide any personally identifiable information. It may also collect non-personally identifiable data via third party tracking or “cookies”.
Non-personally Identifiable Information
When using the Company’s services, it is possible to collect anonymous information, which cannot be used to identify an individual.
A cookie can collect non-personally identifiable data. These information can also be collected by third-party tracking systems.
There are many types of information that you can collect about yourself, in addition to personally identifiable information.
- Type of browser
- Access times
- The IP address is not associated with personally identifiable information
- Information about the Service areas visited by Service users
- You may use Clinked links during your visit to the site.
The Company may share summary information that is not personally identifiable with third parties with suppliers. This information is used to improve web site statistics and will not be linked with any of your personally identifiable information.
Cookies are used by the Company’s service. These cookies are used to improve user experience.
Cookies are data that is sent to Your computer whenever you visit a website. Cookies allow the Company to recognize Your browser and save preferences.
Cookies do not provide any personally identifiable information to the Company. However, they can be disabled if you wish. However, you can disable cookies through your internet browser settings. This may prevent you from accessing certain features of the Company’s services.
Your personal information will be protected by the Company using appropriate security measures. The Company uses a trusted service provider to secure its servers, which store your personal information. Your personal information is transmitted via encrypted SSL connections. Our networks and computers are protected against misuse, loss or alteration of any information under our control.
While the Company takes reasonable steps to protect your data, it is important to remember that no system can be completely secured. While we make every effort to protect Your data, it is not possible to guarantee that searches or other communications will be secure. It is not possible to guarantee that your personal data will remain secure. Therefore, be cautious about what you disclose.
For more information on how to protect against identity theft, please go to the Federal Trade Commission’s Consumer Information website – http://www.consumer.ftc.gov
Privacy for children
The Services of the Company are not intended for children. Children under 18 years of age are not permitted to provide any personally identifiable information to the Company.
The Company reserves all rights to share any information collected via this Service with You in the following situations:
- If you are in violation the Terms & Conditions of the Company
- If required by law, subpoena or warrant.
- If requested by a court of competent jurisdiction, the governmental authority or Quasigovernmental authority.
- If the Company is sold or acquired.
- If the Company goes bankrupt.
- To improve the content of the Company’s service.
- If the Company considers that such disclosure is necessary to protect its rights and/or those of a third party, or protect it from any type of liability,
- This may include exchanging information with trusted third parties to prevent fraud.
The Company may contact you via telephone, email, or mobile device if You provide us with your information through our Service. This is to inform You about offers, promotions, or information that might be of interest to you. This applies regardless of any Do Not Contact registry where your contact details might be listed, such as state, federal, or corporate.
By requesting that the Company or affiliates contact you through the provided contact details (e.g., telephone, email), you agree and understand this. You waive any right to file a complaint with the FCC, FTC or any other state or federal agency about this contact.
You both agree and authorize the Company (in accordance to the applicable laws) to share information obtained from You via the Service to interested affiliates or third parties.
By continuing to use the Company’s website and/or accepting the Company’s emails after such changes have been made, you agree to all changes.